Work, coverage & household costs
Find support after losing a job
Start with the problem that needs attention today. Unemployment payments, health insurance, food benefits, and housing help have separate applications. You can work on more than one at the same time.
Start your unemployment claim
You generally file in the state where you worked. File promptly, then follow the state's instructions for requesting benefits for later weeks.
Check when your job-based insurance ends
The last insured day can differ from your last workday. Compare the cost of keeping the employer plan with a new Marketplace plan, and check Medicaid if your income has fallen.
Check children's coverage separately
Children can qualify for Medicaid or CHIP even when a parent needs a different plan. The state must confirm each child's coverage and start date.
Ask for food and housing help before money runs out
SNAP may offer faster processing for households with little available money. Rent help depends on local funding, and an assistance application does not itself stop an eviction deadline.
If Medicaid or CHIP is ending, act on the notice
Check the reason and final covered day. Correct or challenge the state decision when appropriate, and check Marketplace enrollment without waiting for a transfer letter.
Ask the hospital to review an unaffordable bill
Financial assistance can reduce eligible charges. A payment plan divides a debt into payments; it does not provide the same reduction.
Keep the next step in view
After you apply
After applying, save the confirmation and each notice. Record the next interview, document, payment, or response deadline. An application receipt, referral, or estimate is not proof that a payment, insurance plan, or housing placement has been approved.
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