Veterans Benefits — Complete Guide to VA Programs
Plain-English guides to every active US Department of Veterans Affairs program — VA home loans, GI Bill education benefits, disability compensation,
Plain-English guides to every active US Department of Veterans Affairs program — VA home loans, GI Bill education benefits, disability compensation, Specially Adapted Housing grants, Survivors benefits, and more. All amounts and rules reflect 2026 effective rates. Verify your specific eligibility with VA.gov before applying.
All Veterans Benefits Programs
VA Home Loans
Helps eligible Veterans, service members, and surviving spouses buy a home with favorable terms.
VA Refinance Loan (IRRRL & Cash-Out): Your Guide to Lower Payments or Home EquitAllows Veterans to refinance an existing mortgage to get a lower interest rate or take cash out of their home equity.
Native American Direct Loan (NADL) Program: Home Loans for Native American VeterProvides direct home loans to eligible Native American Veterans to buy, build, or improve homes on Federal Trust Land.
VA Education Benefits
Provides financial support for education and housing to individuals with at least 90 days of aggregate service after September 10, 2001.
Montgomery GI Bill Active Duty (MGIB-AD, Chapter 30): Your Education Benefits ExProvides up to 36 months of education benefits to eligible Veterans who contributed $1,200 to the program while on active duty.
Post-9/11 GI Bill vs Montgomery GI Bill: Which to ChooseA side-by-side comparison to help you pick the GI Bill program that best fits your education and housing goals.
VA Disability Compensation
Tax-free monetary benefit paid to Veterans with disabilities that are a result of a disease or injury incurred or aggravated during active military service.
Special Monthly Compensation (SMC): Enhanced VA Benefits for Severe DisabilitiesAn additional tax-free benefit paid to Veterans, their spouses, surviving spouses, and parents with certain severe disabilities or specific needs.
VA Individual Unemployability (IU): Get 100% Disability Pay if You Can't WorkProvides disability compensation at the 100% rate to Veterans who are unable to maintain substantially gainful employment due to service-connected disabilities.
VA Disability When You Can't Work: A Step-by-Step IU GuideA walkthrough of how to claim Individual Unemployability when a service-connected condition keeps you from holding a job.
SMC Eligibility for Severe Disabilities: Do You Qualify?The specific conditions and combinations that qualify a Veteran for Special Monthly Compensation above the standard rating.
VA Housing Assistance
Helps Veterans with certain severe service-connected disabilities buy, build, or modify a home to accommodate their disability.
Specially Adapted Housing (SAH) Grant: Home Accessibility for VeteransHelps Veterans with certain service-connected disabilities adapt or purchase a home to accommodate their disability.
VA HISA Grant: Home Improvement and Structural Alterations for VeteransProvides medically necessary home improvements and structural alterations to Veterans with service-connected conditions or certain non-service-connected conditi
HUD-VASH Program: Housing and Support for Homeless VeteransCombines HUD housing vouchers with VA supportive services to help homeless Veterans and their families find and sustain permanent housing.
VA Survivors and Dependents Benefits
VA Health Care
Provides thorough medical care, including preventive, primary, and specialty care, to eligible Veterans.
VA Community Care Program: Accessing Non-VA HealthcareAllows eligible Veterans to receive health care services from community providers when VA cannot provide the care needed.
VA Mental Health Services: Complete Support for VeteransProvides complete mental health care, including treatment for PTSD, depression, anxiety, substance use disorders, and other conditions.
VA Dental Care: Eligibility, Benefits, and How to ApplyProvides comprehensive dental care to eligible Veterans, primarily those with service-connected dental conditions or specific eligibility criteria.
VA Vocational Rehabilitation & Employment
Helps Veterans with service-connected disabilities prepare for, find, and keep suitable employment or achieve independence in daily living.
Veterans Employment Center (VEC): Your Guide to Veteran-Friendly JobsAn online portal that helps Veterans, service members, and their spouses find jobs and connect with employers committed to hiring Veterans.
Transition Assistance Program (TAP): Your Guide to Civilian LifeProvides information, resources, and training to service members transitioning from military to civilian life.
VA Burial and Memorial Benefits
Provides financial assistance to help cover the burial and funeral costs for eligible Veterans.
Burial in VA National Cemeteries: A Guide to Eligibility and BenefitsProvides burial in a VA national cemetery for eligible Veterans, their spouses, and dependent children.
VA Headstones, Markers, and Medallions: Honoring Veteran ServiceProvides a free headstone, marker, or medallion for eligible Veterans buried in private cemeteries or state Veterans cemeteries.
Presidential Memorial Certificates (PMC): Honoring Deceased VeteransAn engraved paper certificate, signed by the current President, to honor the memory of honorably discharged deceased Veterans.