A guide to your options

Health coverage & care costs

Losing insurance, filling a prescription, and receiving a hospital bill are separate problems. Start with the one you need to resolve. These guides point to enrollment routes, cost assistance, and the documents needed for the next step.

Find your next step

9 guides

CHIP for Children: How to Apply for Low-Cost Health Coverage

Check children's Medicaid and CHIP options, understand state premiums and covered services, and confirm enrollment even if a parent needs a different plan.

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COBRA or Marketplace Insurance After Job Loss?

Compare COBRA continuation coverage with Marketplace insurance using total costs, doctors, deadlines, and the rules for switching after enrollment.

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Community Health Centers: Getting Care on a Sliding Fee Scale

Find a health center, ask about income-based discounts, prepare for intake, and check which services and outside referrals are covered before your visit.

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Hospital Financial Assistance: How to Apply for Charity Care

Request the hospital's financial assistance policy, check which bills it covers, submit the right records, and follow the decision without confusing aid with financing.

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Losing Medicaid or CHIP? How to Move to Marketplace Coverage

Read the state termination notice, check the Marketplace enrollment window, and finish plan enrollment without assuming an application transfer provides insurance.

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Medicaid After Job Loss: How to Check Your Coverage Options

Apply for Medicaid after income falls, distinguish state eligibility from Marketplace savings, and confirm coverage before cancelling another health plan.

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Family PACT California Income Limits 2026 (Free Care)

Family PACT is California’s free family planning program. It pays for birth control, exams, and testing for low-income California residents who don’t have

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Medicare Savings Programs California 2026: QMB/SLMB/QI

A Medicare Savings Program, or MSP, is a Medi-Cal program that pays your Medicare bills for you. For most people on it, that means California covers your

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Medi-Cal Income Limits 2026: Who Qualifies & How to Apply in California

Medi-Cal 2026 income limits (138% FPL: $21,597 for one, $44,367 for a family of 4), the MAGI vs Non-MAGI asset rules, and the Jan 2026 changes. How to apply.

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